The study by pollster UCE Research and the Shopfully Poland platform found that 49.8 percent of respondents intend to save more on holiday expenses such as gifts, food and travel.
Meanwhile, 38.4 percent said they do not plan to reduce spending, while 10.1 percent remain undecided.
About 1.7 percent said they do not plan to celebrate Christmas at all, Polish state news agency PAP reported.
"The fact that nearly half of Poles expect to tighten their holiday budgets this year reflects a continued sense of financial caution," said Robert Biegaj of Shopfully Poland.
"Rising living costs, persistent inflationary pressure and higher prices for everyday and seasonal products mean many consumers are trying to rationalise their spending," he added.
Biegaj said the findings reflect a broader trend of "more cautious financial behaviour" seen in recent consumer surveys.
Although inflation has eased, Poles still feel the impact of earlier price hikes, making this year's holiday shopping basket significantly more expensive than a year ago, he added.
At the same time, he noted nearly 40 percent of respondents said they would not scale back their holiday budgets.
"This can be interpreted as a sign of stable finances in some households and a strong attachment to holiday traditions," Biegaj said.
"For these consumers, Christmas spending is viewed as a standard that should be maintained regardless of cost," he added.
The survey was carried out on November 25 and 26 among 1,021 respondents aged 18 to 80, the PAP news agency reported.
Another recent study found that Poles plan to spend an average of PLN 1,387 (EUR 330, USD 385) on Christmas this year, PLN 66 less than in 2024 and continuing a two-year decline in festive budgets.
(gs)
Source: PAP