"The financial outlook for young Poles, seen through their inclination to borrow, looks promising but remains far from ideal," said Diana Borowiecka of BIG InfoMonitor.
She noted that overdue debt, both credit and non-credit, had declined in this group by about PLN 157 million over the past year.
At the same time, fewer young people are saving.
Some 32 percent now have no savings, up from 22 percent a year earlier, the registry said.
Experts also warn that the generation’s heavy online activity leaves them increasingly vulnerable to fraud.
"Young people are more often targeted by scammers," said Andrzej Karpiński, head of security at BIK Group.
Nearly 2,000 attempts to commit fraud using their personal data, worth more than PLN 17 million, were blocked in the first half of 2025, he said.
Karpiński added that personal information such as national ID numbers, logins, passwords and credit card details can leak during casual browsing and end up traded on the darknet, often following breaches at schools, universities or laboratories.
(ał)
Source: PAP