The survey, commissioned by Santander Consumer Bank, found that 30 percent of respondents save regularly from each paycheck, while 35 percent do so only when extra funds are available, Polish state news agency reported.
When asked about short-term savings, 37 percent of respondents said they are putting money away for unexpected expenses, followed by 35 percent who are saving for vacations or travel.
Other popular short-term goals include home renovations (17 percent), healthcare (14 percent), and major personal purchases (13 percent).
Education (6 percent) and family support (6 percent) were less common motivations, while 9 percent said they had no short-term savings goals.
Long-term, the top reason for saving was preparation for unforeseen hardships, cited by 42 percent of respondents. This precautionary approach was more common among women than men: 47 percent vs. 35 percent.
Retirement savings ranked second (19 percent), followed by securing a financial future for children or family (18 percent), buying a car (16 percent), and saving for a down payment on a home (14 percent).
Education for children was cited by 10 percent, while 3 percent said they were saving to start or expand a business.
Fourteen percent did not have any long-term savings goals, the survey found.
The study was carried out by pollster IBRiS through computer-assisted telephone interviews (CATI) between April 18 and 29, using a sample of 1,000 Polish adults.
(gs)
Source: PAP